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One A Month – Twelve Achievable Financial Resolutions For 2016


The Financial Guru takes you through 12 easy steps to help you keep your New Year's resolution to sort your finances

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The Financial Guru: Lessons from China – Why Diversification is Key When Investing


Our Finance Guru shares his lessons learnt from the Chinese market on diversification.

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The Financial Guru: Lack of insurance is not a joking matter


Whether it is apathy, confusion or suspicion of the industry that puts people off, insurance is vital.

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The Financial Guru: Passing the torch


It is time for some fresh ideas and a new perspective.

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The Financial Guru : The scourge of events


Professionally speaking the ‘events effect’ is something that can wreak havoc with even the best laid financial plan.

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The Financial Guru: The important things in life


One minute I was shooting the breeze on a number of fairly inconsequential subjects and the next, out of the blue, I was having to justify my line of work to someone I had only just met.

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Mind the Dog


You might think that people would notice and move their investment elsewhere, but in my experience there are a significant number of people who don’t keep a regular check on their investments

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Booing the Bankers


The image of greedy corrupt bankers is something that all readers will be familiar with. The vilification of the banking community frequently graces the pages of the popular press.

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Saving Can Be A Risky Business


Even if you stick your money in the world’s safest bank offering the best statutory protection, it is unlikely that the interest rates match inflation. That’s not risk free; it’s just losing relative value at a slow rate.

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System Failure


Interest rates are low, and there is no need to check too closely whether they can afford to pay the loan back… if the borrower tells you they can afford it, that is good enough.

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